Is your furry friend feeling down? When we get sick or injured, it's easy for us to express our concerns to our loved ones. However, your dog or cat doesn't have the same ability. It's up to you as a pet owner to help them back to health.
Anyone who owns a pet knows that vet bills are expensive. When something goes wrong with Fido or Kitty, it can end up draining your bank account fast. In our Healthy Paws reviews, we'll unpack everything you need to know about this service.
Healthy Paws understands your pain. They offer a convenient and affordable pet healthcare insurance program. Your pet can get the treatment they need without you needing to take a second mortgage or loading up your credit card debt.
Healthy Paws Insurance Reviews
Our Healthy Paws insurance reviews show the firm to be the top pet insurance company in America. Healthy Pet is your best option for no-nonsense pet health care that works if you want to safeguard the health of your animals.
Quality
Our experience with Healthy Paws has been extremely good with a simple claims process and easy to access customer service.
Speed
Healthy Paws makes it easy to get same-day pet insurance. The quoting process is extremely easy and streamlined, making it easy to get your pet covered.
Cost
We found the premiums associated with Healthy Paws to be some of the cheapest available. The low price coupled with strong customer service made it an easy choice.
What Is Healthy Paws?
Founded in 2009 by Rob Jackson, Healthy Paws is a non-profit pet insurance firm. The co-founders met at an animal shelter drive, coming up with the idea of affordable pet insurance so all owners can afford to keep their animals healthy.
Healthy Paws offers you and your pet a simple plan covering all types of illness and accidents with your furry friend. You also get access to unlimited lifetime and annual payouts with your policy. The firm supports pet rescue operations and shelters using its outreach program "Every Quote Gives Hope™" grant program.
With a Healthy Paws insurance plan for your feline or pooch, you give them the best medical care, without breaking your bank account. Healthy Paws cover your animals for cancer, genetic conditions, emergency care, and alternative therapies, such as acupuncture and chiropractic treatment.
Take some time to read through Healthy Paws reviews online, and learn more about the plan options. You get no cap on your claim payout with no per-incident, lifetime, or annual caps. As long as it's not a pre-existing condition, your pet has reliable care for adverse health situations.
What is included in Healthy Paws Coverage?
There is only one plan available when signing up for Healthy Paws. By limiting your options, the company focuses on health care and not the affordability of the service. Healthy Paws believes that every animal deserves medical care when they need it, without the need for complex plans and subscription tiers.
Your pet has coverage for all illnesses and accidents, not general wellness checkups or preventative care practices. It's also important to note that the owner is responsible for exam fees out of pocket, which can accumulate over time.
Some of the benefits of the Healthy Paws coverage plan include the following.
Unlimited annual plan benefits – The Healthy Paws plan comes with no annual limit on benefits for your pet.
Quick and easy claims process – According to info from Healthy Paws reviews, the firm pays out 99% of claims within 48-hours after submitting through the website or mobile app.
Healthy Paws runs an ethical operation – The app lets you know if you can save money by using another pet healthcare provider.
Backed by Insurance Giant Chubb – Pet Healthy gets its underwriting from Chubb, one of the world's largest reinsurance firms.
Peace of mind – knowing that your pet has the medical care they need will take a load off your mind.
How to Get a Quote on Healthy Paws?
To get a fast quote from Healthy Paws, fill out the form on the website. Healthy Paws is the only company offering unlimited coverage for your pet's medical care, and it's the best option available online.
The quote might be slightly higher than some other pet insurers, but you get unlimited benefits for your animals. If your pet experiences the need for frequent visits to the vet, you can expect your premiums to increase steadily, year-on-year.
Frequently asked questions
Where is Healthy Paws Accepted?
A: Healthy Paws works with all veterinarians.
Is Healthy Paws for Cats and Dogs?
A: Yes, healthy Paws treats felines and canines in need of medical care.
How Do I Place a Claim with Healthy Paws?
A: Download the Healthy Paws app for iOS or Android, and use the app to file your claims. Average approval times are between 24 to 48-hours after filing your claim.
Are there Alternatives to Healthy Paws?
A: Yes, there are several pet insurance firms offering pet policies for medical coverage. However, Healthy Paws offers you the lowest premiums, with uncapped annual claim benefits.
What is the Waiting Period for Healthy Paws?
The waiting periods for Healthy Paws are as follows. During this timeframe, you may not claim for medical expenses relating to these conditions.
- 15-days for illness
- 15-days for accidents
- 15-days for cruciate ligament problems that are not pre-existing conditions
- 12-months for hip dysplasia problems
- It's important to note that Maryland and New Hampshire have no waiting periods for any conditions.
What Dogs Are Eligible for Healthy Paws Pet Insurance?
Healthy Paws covers all dog breeds for is no-cap claims benefit. All dogs between the ages of 8 weeks to 14 years, may apply for a lifetime policy.
There are a few restrictions on enrollment.
Type | Reimbursement | Deductible |
|---|---|---|
Cats and dogs under 5 years | 90%, 80%, and 70% reimbursement | $100, $250, and $500 deductible |
Cats and dogs 6 to 7 years | 80%, 70%, or 60% reimbursement | $250, $500, or $750 deductible |
Dogs and cats older than 8 years | 60% reimbursement | $750 deductible |
Exam Periods
Any dog under 6-years must have seen a vet in the last 12-months.
Any dog older than 6-years must have seen a vet in the previous 30 days.
If the dog hasn't seen the vet, they have to go for a checkup within 15-days of issuing the policy.
Pre-Existing Conditions
Any dog under 6-years must have seen a vet in the last 12-months.
Any dog older than 6-years must have seen a vet in the previous 30 days.
If the dog hasn't seen the vet, they have to go for a checkup within 15-days of issuing the policy.
